In his own words, filmmaker Doug Orchard describes the Baby Boomer Dilemma movie as “An exposé on America’s retirement experiment.” The movie covers the historical story of “the pension era” and the many challenges that both pension managers and participants experienced that led to a massive decline in the availability of pensions for most workers.

As the market shifted away from pensions (defined benefit plans) toward 401Ks (defined contribution plans), Americans were faced with a whole new series of challenges. Today, the two biggest risks (investment risk and longevity/income risk) are now squarely on the shoulders of the people who know the least: individual savers and retirees. But it’s not all bad news! The conclusion of the movie shows how every American does have access to dependable, pension-like income with annuities.

Throughout the movie financial experts, published authors, PhDs, economists and even Nobel Prize winners tell the story of the Baby Boomer Dilemma in a way that both educates and entertains the audience.